If you find yourself with $1,000 all of a sudden -- or perhaps through slow consistent saving -- you might be wondering: What's next? Maybe ideas of a beach vacation are floating through your head, or maybe you're thinking about buying yourself a big-ticket gadget like a new computer or TV.

You can certainly spend your money on those things if you want, but here are 10 smart things you could do with that $1,000 right now to improve your financial well-being.

Read more at USA Today.