Have you ever wondered how some people work themselves into a relaxed and comfortable financial position when others are still struggling and, well, vulnerable. I'm talking real, life-long security, not the often illusory (and leased) trappings of wealth.

'Work' is the key word. But not just for the money – also to keep the money. And, before you say so, it doesn't follow that the more you make, the more financially secure you are.

Read more at Stuff.