Borrowing has never been as easy as it has become today in India. If you had to borrow during the yesteryears, the ordeal was quite real and identical, irrespective of the bank that you were borrowing from. First, you had to take a day off to go to the bank, submit your loan application, and furnish it with additional paperwork. Then, you had to constantly visit the bank to check the progress of your application, ultimately, to know that the application has been rejected post-assessment.

Read more at Entrepreneur.

Financial regulators have spent centuries working on ways to contain banks, making sure their services are fair and they won’t crash the economy. As big technologies companies like Facebook and Tencent tread deeper into finance, these watchdogs are going to have to expand the way they oversee the financial system.

Read more at QZ.

After a home and a college education, a vehicle is one of the most expensive purchases most people will make. You'll probably buy several over your lifetime, and unlike a house, selling a used car doesn't return much of your original principal. In other words, it's an important personal finance decision. But do you know how much car ownership actually costs?

There are a dizzying number of factors to consider, ranging from the purchase price of the vehicle to how many miles you drive each year. And don't forget about fuel, insurance, tolls, maintenance, and the like. The calculation seems daunting just thinking about it. Luckily for you, I started the nerdy habit of tracking every single car-related expense when I purchased my car six years ago. Here's what I've learned about the true cost of car ownership.

Read more at Fool.

At a recent TEDx talk, Beth Gardiner, an American journalist based in London, offered a dire message: "The air we're breathing here in London is literally killing us," she told the audience. "And it's not just London – all of Britain and much of Europe is in the midst of an invisible public health crisis."

Gardiner's warning was the result of four years of research on air pollution and its negative effects that took her across countries and continents. Her findings were recently published in her book, "Choked", which examines air pollution in various nations and the measures governments are taking to counteract it.

Read more at US News.

In national surveys of college freshmen over the last decade, one reason for attending college dominates all others: to get a better job. But as the cost of tuition rises and the national student loan debt crisis continues to make headlines, families and students may wonder whether college is worth it.

When determining whether to go to college, the ability to get a better job was cited by nearly 85% of freshmen enrolled in baccalaureate programs as "very important," according to the University of California—Los Angeles' The American Freshman: National Norms Fall 2017 survey, released this April. About 72% cited the ability to make more money.

Read more at US News.

Today's youth face many pressures and some may hit the breaking point, said Pamela Cantor, a clinical psychologist in Natick, Mass., who specializes in suicide prevention. She wasn't involved with the new study.

Cantor said some kids are "intensely programmed" to achieve and have too little time to just enjoy their youth.

Read more at US News.

Democratic presidential candidate and mayor of South Bend, Indiana, Pete Buttigieg is under scrutiny for his handling of a police shooting at home.

Sunday's fatal shooting of a black man by a white officer has quickly become one of the biggest tests of the 37-year-old Democrat's presidential race.

Read more at BBC News.

Democratic presidential candidate Joe Biden has refused to apologise for reminiscing on his work with two long-dead racist senators.

But amid a firestorm of criticism, the ex-US vice-president said he had "detested" the views of late senators who favoured racial segregation.

Read more at BBC News.

The BBC has found new evidence of the increasing control and suppression of Islam in China's far western region of Xinjiang – including the widespread destruction of mosques.

Authorities provided rare access to religious sites and senior Islamic officials to support their claim that their policies only target violent religious extremism, not faith itself.

Read more at BBC News.

To create reconstructions of dramatic events on Mars, Venus and Pluto, the team behind BBC Two's The Planets needed to find otherworldly landscapes here on Earth. Here's where they went, plus a few other places you can visit that look like another planet.

Read more at Telegraph.